Sydney is a contributing health writer and editor who enjoys shedding light on health topics, making information available to anyone who wants it, and ending stigmas or lack of access to care and treatment.
Dr. Aaron Wiegmann
Dr. Wiegmann earned his medical degree (M.D.) from Rush Medical College and completed his General Surgery residency at Rush University Medical Center and Cook County Hospital. He has a Master's Degree (M.S.) in clinical research and has published numerous peer-reviewed articles.
March 17, 2021
The average cost for a doctor’s appointment without health insurance typically ranges from $300 to $600.
Regardless as to whether you have health insurance or not, the price of the doctor’s visit is going to vary greatly depending on where you go and what treatment you need. For example, urgent care is known to be one of the cheapest options, along with online doctor’s appointments.
Primary care physicians fall in the middle price-wise, while emergency rooms are by far the most expensive option.
Another factor that plays a part in why you’re visiting the doctor. If one time your visit is in relation to a sore throat, that could be rather inexpensive. If you’re visiting for a broken leg and require tests or labs to be done, that’s going to add to your bill.
In America, a doctor visit without insurance can be very unaffordable. While some have easy access to healthcare through their employer or the state, not everyone has health insurance due to financial restraints. Does this mean you should skip out on visiting your doctor because you can’t afford it? Absolutely not.
While where you see a doctor can affect the price negatively, there are also options that can bring down the cost of a doctor visit without insurance. One of these is choosing online options. Whether it’s through the patient portal with your primary care doctor, or through a service like our sister company Plushcare, online visits tend to be more affordable. You can make an appointment with a quality board-certified doctor through PlushCare, and get professional health care from the comfort of your home.
You don’t need health insurance to see a doctor – insurance just makes it more affordable.
Generally, if you have health insurance, you’ll be required to pay a small copay upon your arrival and the insurance will help to cover the visit cost, along with:
Patients are able to go to primary health clinics, emergency care, and any other type of medical facility without health insurance as well.
Urgent Care and primary health clinics are often thought of as interchangeable. The truth is, a family doctor should be your first choice when in need of medical services. Most patients have a friendly rapport with their doctor, who will also have a deeper understanding of their patient’s medical history. Depending on the doctor or Urgent Care clinic, and the services needed, prices will greatly vary, but will likely be similar.
Reasons people choose Urgent Care, instead of their regular doctor’s office:
NH Healthcost advises, “In a medical emergency, go to a hospital emergency room. They will not deny care or treatment.” While it’s the most expensive out of the three options, they’re equipped to help people with life-threatening health scenarios, including heart attacks and injuries from an auto accident.
Although a doctor visit without insurance can be intimidating, all you need to do is make the appointment and go. Community health clinics and walk-in clinics make it easy for those without insurance to see a doctor. Like urgent care, you don’t need an appointment and can usually get in and out a lot faster than other services.
If you’re going to a clinic, come with your medical history in tow. These places don’t often have access to your medical history and may need to know things like the names of medications you’re taking.
You can have a primary care provider without insurance as well. They require appointments and will know all about your medical history.
You can also have a doctor visit without insurance through online booking services like PlushCare, who we partner with to provide quality, accessible healthcare to anyone who needs it.
Yes, you can make an online doctor visit without insurance. Seeing a doctor online is becoming more and more popular and has become commonplace due to the social distancing initiatives during the current global pandemic.
If online medical treatment sounds right for you, book with our partner PlushCare. They are connected with top doctors who can diagnose, treat, and prescribe medications for anything from mental health issues to bacterial infections.
Emergency rooms cannot turn people away if they don’t have health insurance. If you’re facing a medical emergency and don’t have insurance, still seek medical care. Remember that life-threatening situations consists of three things:
You can expect to spend around $450 on average at a doctor’s appointment if you don’t have health insurance. This will greatly depend on the following:
You can ask a facility if they offer a sliding scale for patients without insurance. This can save you a bundle.
Did you know if you offer to pay with cash for your medical treatment the costs can lower up to 90%?
If you’re looking for a doctor visit without insurance (and without spending an arm and a leg), online options like our partner telehealth startup PlushCare are a great option.
Not only are you able to make appointments without health insurance, but you are getting seen by a doctor for low prices, cutting out any commute to an office, and avoiding time consuming waits at doctor’s offices.
Book now with PlushCare to make a doctor’s appointment without health insurance.
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